Spotlight
January 2012
Mark Your Calendar For Trendwatch 4Q 2011
Don't miss this important opportunity to learn how credit unions closed out 2011 and what that means looking ahead as credit unions enter 2012. With the momentum of Bank Transfer Day in the fourth quarter and positive economic data to start the year, credit unions are making plans to gain market share and increase member relationships in 2012.
Join us for a complimentary webinar discussion of fourth quarter trends and highlights live either:
Register Tuesday, February 21 2:00 PM ET
Register Wednesday, February 22 11:30 AM ET
Archived "Spotlight" Articles
Branch Analyzer now offers a mapping option allowing you to visually understand your local market! With circle representing deposit market share and different colored markers for credit unions and banks, you'll visually understand your branch's performance in comparison to local players.
Join us on November 15 or 16 for our quarterly Trendwatch webinar where we'll review preliminary 3Q11 results and share the outlook for the final quarter of the year. From Trendwatch you will take away industry data to inspire and support your credit union's solutions to the country's current priorities such as:
- The uncertain economy and static job growth
- The implications of the Occupy Wall Street protests for banks and the credit union movement
- The low interest rate outlook and its implications for balance sheet and investing strategies
The Callahan & Associates Directory contains contact information for executives at all 7,300+ credit unions, leader tables highlighting top performing credit unions, perspectives from industry participants across the credit union network, and industry analysis from the best minds in the industry.
With each copy that you pre-order, you'll receive a second, free printed copy of the 2012 Credit Union Directory.
To pre-order your 2012 Directory click here!
Join us as we review 2Q 2011 results, share the outlook for the remainder of the year and discuss how credit unions are capturing opportunities the changing environment is presenting to them. See the on-demand Trendwatch Webinar here!
Join us June 7 at 2 p.m. ET or June 8 at 11:30 a.m. ET for Callahan’s quarterly Trendwatch Webinar where we'll review 1Q 2011 results, share the outlook for the remainder of the year and discuss how credit unions are capturing opportunities the changing environment is presenting to them.
Join Callahan & Associates on May 17th for a special Mortgage Lending Lab. We're offering you the opportunity to ask questions specific to your state, region or peer group in a webinar setting.
Attend our Local Mortgage Lending webinar on May 5 for an overview of the mortgage market and case studies on how credit unions leverage the local market to grow their mortgage portfolio.
Register today for both our Webinar and Lending Lab for a full circle learning experience.
The 2011 Directory is here. Get yours today!
What You Get
- Exclusive, first-person accounts from top performing credit unions about opportunities and challenges ahead
- Contact information for executives at all 7,600 credit unions that's updated daily online
- A 420+ page compendium of financial data compiled and synthesized for you
- Industry analysis from the best minds in the industry about key market trends
- Ability to benchmark your performance, peers in your local area or your state in real-time
- Centralized location for key industry players - don't waste time going to multiple places
How You Get It
- Print edition - a robust package of 420+ pages of people, data and analysis
- Mobile access - convenient access via your cell phone
- Online Directory - 24/7 access to data that's updated daily!
The 2011 Directory is on its way. Pre-order your copy today!
The Credit Union Directory is more than just a Directory. The Directory provides you analysis and insight into all 7,600 credit unions, from updated contact information, new credit union names and addresses to highlights of over 750 top-performing credit unions in 30 financial metrics. Every industry participant across the entire credit union network is featured, including corporate credit unions, CUSOs, regulators, associations, and selected vendors.
With the Directory, you also get access to the Credit Union Directory Online, which provides all subscribers with credit union executive contact information (updated daily!). The Directory Online lets you interact with relevant information from the print edition with access to 12 contact titles for each credit union (including CEO, CFO, and Marketing Manager), PDF versions of every article and credit union leader table, and the ability to create peer groups by asset size, geographic location and number of members.
2Q 2010 data is live in Peer to Peer. Have you started your mid-year analysis yet? Right now, credit unions are facing many potential changes - the NCUA board has promised to present next steps for the Corporate rule and the legacy assets in addition to their recent announcement on the year's second premium assessment. On top of that, the upcoming fall elections may affect financial policy based on who controls the House and Senate.
Have you analyzed your performance in each of these different scenarios? Peer to Peer can help you find opportunities in your credit union's data that can influence your strategic planning and help you make the most out of this new regulatory environment. Here's one example of how you can use data and mathematical formulas in Peer to look at the changing environment. This CRC file, put together for the year's first premium assessment, shows the affect of a single charge.
When analyzing your member business loan portfolio or comparing to peers remember to look at any unfunded commitments for business loans. Page 10 of the NCUA Call Report has three specific account codes to gauge a credit union's involvement and potential risk in business lending:
1A) Unfunded commercial real estate (account code 814)
1B) Unfunded construction and land development (account code 814A1)
1C) Other unfunded business loan commitments (account code 814A)
Download the custom MBL display from our Custom Reports page in order to analyze these account codes.
It's almost time for FirstLook - your early access to 2Q 2010 data. FirstLook is a free service that Callahan offers in order to help you get the most out of your analysis. Each quarter, Callahan & Associates compiles the final data weeks before its official release, so that you can have access to the trends, data, and insights as early as possible.
Peer to Peer users automatically have access to FirstLook - it's not a separate product and does not require a separate subscription. The only thing it does require is for you to import the FirstLook data set manually into Peer to Peer - even if you utilize Auto Updates.
Visit the FirstLook page to learn more.
Peer to Peer includes a subscription to Credit Union Strategy & Performance (CUSP), Callahan & Associates' quarterly journal, starting with the 1Q 2010 issue available in July.
Every quarter, CUSP breaks down industry trends and filters out information that is imperative for effective decision making. Now you will learn quarterly strategies for navigating through the latest industry challenges, straight from Callahan's analysts, leading credit unions, industry experts and other CUSP contributors! Combining this analysis with the detailed analysis you do of your own credit union will allow you to develop a more holistic view of your performance.
Each issue of CUSP contains an analysis of how credit unions are performing in the market, along with reference articles and best-practice case studies highlighting successful credit unions. Subscribers also receive our quarterly Technology & Operations Supplement, Technology@CU, which provides a complete picture of the technology affecting credit unions today.
Download Custom CUSP Graphs!
Wherever you see the Peer symbol in CUSP (see below), it indicates data pulled from Callahan & Associates' Peer to Peer software. You will be able to visit CUSP Online to download the custom graphing files that allow you to quickly pull the data shown in these graphs, tables and charts. This means that you will be albe to overlay your credit union's performance to see how you compare on many of the displays!
Peer Symbol
Callahan & Associates expects the NCUA to release 1Q 2010 final data next week. Shortly after we get the data, it will be available in Peer to Peer.
In order for you to be able to start your analysis on your own schedule, make sure that your copy of Peer to Peer is up-to-date. Visit the Upgrade Schedule for more information on the latest version of Peer to Peer.
Also, don't forget to sign up for Trendwatch. With accelerating share growth, record loan originations, positive earnings, and growing reserves, credit unions stood poised to make significant gains in the first quarter. Did they succeed? Callahan & Associates' Trendwatch Call provides critical insights into the industry's performance at the start of 2010.
FirstLook data will be available soon! Look for an announcement within the next week. With FirstLook you can:
- Promptly identify industry trends, so that you can react to them before your competitors
- Pinpoint leaders in the industry that have been successful during these uncertain times
- Locate your peer group to set benchmark standards and perform a deeper comparison analysis
- Communicate with your board and management team to chart a new path for growth and success
Year-end data is now available in Peer to Peer. In a time when new regulations greatly affect performance, shares increase at swift rates, and attractive investment options remain scarce, understanding how you are performing compared to your peers and how you capitalize on strategic opportunities revealed in the data is extremely important. Open Peer to Peer to start your analysis now.
If, for any reason, you have trouble accessing 4Q 2009 data, review this 
Live Data FAQ.
